Credit Bureau Agencies Phone Numbers | Dispute Websites

If you need to get in touch with one of the three major credit reporting agencies then we have the information you need. Dont let a bad report or misrepresentation of your credit file slow you down. Contact the credit agency you are looking for to discuss any problems with your file and file a dispute if necessary. We provide you with each credit bureau phone number and website so contacting them is easy.

Phone numbers are available for all 3 major consumer credit reporting agencies. Transunion, Equifax, and Experian are considered the big 3 when it comes to credit reports and information regarding them. For Credit Bureau service matters you can read the FAQ`s part of the website AnnualCreditReport.com and find most of the answers you need there.Below are the individual Credit Bureau Numbers where you may contact each agency with concerns and questions regarding your credit report.

Equifax: 1-877-576-5734

Experian: 1-888-397-3742

TransUnion: 1-800-680-7289

These credit bureau phone numbers can also be used to report credit fraud if you feel you may be a victim of identity theft. Keep in mind that the numbers listed are very busy and you might have to call many times or wait on hold if needed. If you need to contact one of the 3 credit bureau`s to dispute a mistake in your credit file and you do not wish to call, these credit bureau websites will make communication with the proper agency a lot easier.

Equifax - www.investigate.equifax.com

Experian - www.experian.com

TransUnion - http://transunion.com

Equifax
P.O. Box 740256
Atlanta, Georgia 30374

Experian
P.O. Box 9554
Allen, Texas 75013

TransUnion
P.O. Box 6790
Fullerton, CA 92834

If you need additional information from the Credit Bureau, most problems can be solved at this website AnnualCreditReport.com.

Once you have recieved a copy of your free credit report and have resolved all of your questions, you may want to obtain your credit score. Your FICO score is very important and is the tool lenders use to grant credit. AnnualCreditReport.com will give you a free report but not a credit score. You can either purchase this from one of the 3 consumer credit reporting companies, FICO.com, or this website which provides useful financial information for consumers. Here you can get your credit report and get credit score help all in one place for free.

You will need to sign up but there is no cost and the benefits far out weigh the time it takes to provide your information. You can take a look at Quizzle.com

Just a thought, I wouldnt spend the money to pay for any credit protection services from an online company. Most of these services will only tell you that your id has been compromised after the fact. How can that really help? Yes, you could shut down all of your accounts to be careful but then what? And couldnt that affect your credit rating? Yes of course it will.

Better to know ahead of time that your credit could be vulnerable to theft. The are services that can help and are legitimate but still being careful and not giving out information to unkown sources is the best bet. If you would like to know more check out ideas for better id protection at Clark Howard.